Having a pre-approval will give you confidence in knowing your spending limits before you start shopping, in order to zero in on the properties and communities that fit your budget. More importantly, it protects you against interest rate increases while you are looking, providing secured rates for 60-120 days.
Ultimately, this is a win-win situation for you. A pre-approved mortgage saves time, and greatly simplifies the purchase process once you find the home you wish to buy. Joette Fielding Real Estate Group works frequently with several mortgage consultants, and we are more than happy to facilitate every possible advantage on your behalf.
Once you’re ready to start the buying process, it’s very helpful to begin by defining the housing options and locations that best fit your needs, wants, and budget.
Often buyers are not sure exactly what they want until they see it, and many times the home selected is completely different from their initial wants and needs. As your Realtor, it is our job to present you with examples of “how much house your money can buy”, so you are comfortable, confident and informed in the decisions you make about your new home. We will provide you with a neighborhood market analysis to ensure you have the knowledge you need to buy your dream home. Our best advice is to enjoy this journey, and keep an open mind.
Location, location, location. Ask any Realtor and he or she will agree that where you buy your home can be as important as how big it is, what it looks like, and how much it costs. One of the many valuable services a Realtor can provide is helping home buyers determine the right neighborhood for their home. A Realtor will work with you to develop a list of “needs” and “wants” as part of the overall buying process.
Your budget will obviously play a large role in determining where you buy your home. For example, your money may buy a larger home in the country than in the city, but your lifestyle, and desired amenities must also be factored into your decision. Finding a home is an exciting journey, and it is our privilege to assist you every step of the way.
We provide you with accurate and up-to-date listings in real time via your personalized Real Estate Search portal. Although magazines and newspapers feature many homes, often times the information is outdated and homes are sold.
Once we have determined the price range best suited to your budget, we monitor daily the active market listings in order to find the best home for you. We are available for home viewings as often as required, so once you find the home you like, don’t be afraid to make and offer and move quickly. We live in an active market, and things can change fast.
Buying a home can be very complicated and overwhelming at times. You have our promise and commitment to work with you through every aspect of this important investment to ensure you are informed and confident in your choices. Finding a home is an exciting journey!
Being a first-time home buyer can be a nerve-racking experience. Joette Fielding Real Estate Group helped to turn it into a very pleasant one and we are so excited to have purchased our first home with Joette Fielding Real Estate Group!
- Sam & Ryan